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I covered this fantastic loophole, which allows you to break Citi’s 18-month rule, in a previous post, and updated here when we got our third cards! Be sure to read those prior posts to avoid confusion here. After three rounds of 50,000+ bonuses, I was virtually certain the loophole would close. Fortunately, I was wrong! It is still wide open.
We applied for our third round of Citi AA Platinum cards on 10/24/15. Based on the timeframe that our first couple cards were converted from World to World Elite (2 months), I expected our upgraded cards in mid-December. It took a bit longer this time, and I was ready to declare the loophole closed. But wait! I saw a notification on my Citi mobile app saying our upgraded cards were on the way! Boom! We got the new cards in late December and submitted new applications on 1/4/16. After calling to shift credit lines around, we were both approved for ROUND FOUR of these 50,000 AA mile cards!! Unbelievable!
In conclusion, this loophole is still alive and well! It looks like we will be able to rinse and repeat this process every two months! If you followed the instructions from our previous post(s), keep an eye out for your new cards in the mail and go for the next round with confidence. Also, make sure to send a message to Citi and request that they match the 60,000 offer. Cheers!
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